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How to Apply for Paytm Loan? Get Instant Loan from INR 10,000 to INR 2,00,000 sitting at your Home!

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How to Apply for Paytm Loan? Get Instant Loan from INR 10,000 to INR 2,00,000 sitting at your Home!

There occur certain instances when we are in urgent need of some money, however, at that time, no one can help us. But Paytm Loan is there with you in such harsh times. Like any other loan, you can now take loans from Paytm App easily and instantly. Paytm Loan is often called Paytm Personal Loan. With the advancement in technology, it is now easier to Get Personal Loans. Today in this post titled Paytm Loan we will discuss What is Paytm Loan? What is Paytm Personal Loan Eligibility? What are the Documents Required for Paytm Personal Loan? All these important questions about Paytm Personal Loan which one should know before applying for Paytm Personal Loan will be answered in this post today. Also if you want to activate Paytm Net Banking then, you can check out our blog.
paytm loan
paytm loan

What is Paytm Personal Loan?

Paytm has launched a new feature for its active users which is called Paytm Personal Loan or Paytm Postpaid. This feature enables a Paytm user to get an instant loan or credit of the amount up to INR 2,00,000 directly in Paytm user Paytm Wallet. To avail this offer or particularly to use this feature one can use Paytm app on their phone. Paytm Personal Loan Amount can be taken by submitting some documents which we will discuss further in this post. However, one good feature of Paytm Personal Loan is that the process of getting Paytm Personal or Postpaid Loan is Paperless and can be done by filling in certain details in the Paytm app. Once you have applied for a Paytm loan your loan amount will be credited to your Paytm wallet after being approved based upon your credit score. This Paytm Loan feature is not available to all the users but active Paytm users can find this feature somewhere in the Paytm app itself.

Paytm Personal Loan Features

Paytm Postpaid Loan offers tons of benefits and features to Paytm users. Some of the Paytm Lian features are mentioned below.

Loan Amount

Paytm Personal Loan allows getting an instant loan starting from INR10,000 to INR 2,00,000 direct into your Paytm Wallet.

24×7 Support

There can be an urgent need for Loans anytime and anywhere. Therefore, applying for Paytm Loan is open for all 365 days of the year including the public holidays.

Paytm Loan Customer Care

There is a dedicated customer support setup by Paytm to offer their customers the best 24×7 support to answer or to retort to any of their queries related to Paytm Personal Loan. 

No Fees for Loan Activation

Yes, you heard it right there are no activation fees required to get the loan from Paytm, therefore you can get the Paytm Personal Loan without paying anything fees to the company.

Instant Loan

Paytm Personal Loan is an instant process. As soon as you apply for a loan and as your loan is approved the loan amount will be instantly credited to your Paytm wallet.

Online Process

Applying for Paytm Personal Loan is an online process and there is no need to fill an application and submit it somewhere in the bank.

Interest Rate

Paytm Loan Offers attractive loan interest rates starting from 0% for up to a month.

Loan Repayment

The mode of Loan repayment is not confined to a single system. There are multiple loan repayment options available to replay Paytm Personal Loan which is another advantage of Paytm Loan. 

Paytm Personal Loan Eligibility Requirements

There are certain requirements one needs to meet before applying for Paytm Personal Loan. 
Paytm Personal Loan Eligibility Requirements are mentioned below. 


Paytm Personal Loan is for the applicant from 21 to 68 years of age.


Paytm Personal Loan is for the applicants having an annual salary of INR 5,00,000 or a monthly salary of INR 25,000.

Credit Score

To become eligible to avail Paytm Loan one must have a credit score of 750 or above.


Paytm Loan is for the Salaried employee such as a person working as a teacher, doctor, in an esteemed organization, or a government employee.

Work Experience

Depending on the Paytm Loan Amount Paytm Personal Loan applicant must be working for at least 2 to 3 years.

Documents Required for Paytm Personal Loan

Certain documents are needed to check that you meet all the requirements needed for getting Paytm Personal Loan. The list of Documents needed to get Paytm Loan are mentioned below. 

  1. PAN Card
  2. Income Proof
  3. Residential Proof
  4. Last 6 Months Bank Statement
  5. Office Address Proof
  6. KYC Documents
  7. Proof of Continuity if Business

How to Apply for the Paytm Loan Online Process?

Now as you are aware of the important details regarding the Paytm personal loan, lets mov on to the application process.
To apply for Paytm Personal Loan follow the step-by-step procedure mentioned below. 

1. Before applying for Paytm loan you must complete your Paytm KYC and your Paytm Account should be fully verified. If not you cannot get Loan from Paytm.
2. Your bank account should be linked to the paytm app.

  1. Click on the profile option in paytm app.
  2. Now click on Paytm Postpaid from the menu.
  3. A new page will open describing the paytm loan, click on next.
  4. Now in the form fill the basic details like your name, date of birth as asked. 
  5. Now you need to verify OTP and agree and continue to terms and services.
  6. Now you have completed the form and submitted it to get paytm loan.
  7. In this step, your application will be reviewed by paytm and once approved you will get the loan amount into your Paytm wallet.


Paytm Personal Loan has made it easier to get an instant loan from INR 10,000 to INR 2,00,000. This process of getting the Paytm Loan is also simple and can be done by following the steps to apply for the paytm loan above. In this post about paytm loans, we discussed What is Paytm Loan? What is Eligibility Requirements for Paytm Loan and What Documents are Needed to Get Paytm Loan instantly?

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